In a 3 quart sauce pan add all the above ingredients together. Stir continuously on low heat until chips start to melt, then turn up the heat, whisk until everything is melted and completely Incorporated into a smooth swirling pan of delicious hot chcolate! Never let it come to a boil, you don't want the sugar to burn on the bottom and ruin the flavor.
Whisk heavy whipping cream until it has soft peaks and top off each cup with a large dollop of cream.